Stop Wondering Where
Your Money Goes
You know how to budget and you pay your bills, but you're still saving less than you'd like. Track your discretionary spending in seconds and reach your savings goals.
No bank login or subscription required
What You Get
A simple way to track what you spend after bills and savings.
How did this make you feel? Happy, neutral, stressed, bored or guilty.
Get Started in 3 Steps
Start tracking your spending in less than 5 minutes
Set Your Numbers
Enter your monthly income, bills, and savings goal. Spare works out your discretionary budget.
Track Every Purchase
Add purchases in seconds. Tag them with categories, mark want/need, and note how they made you feel.
See Your Patterns
See where your money goes and what sets off your spending, then adjust your habits to hit your savings goals.
Choose Your Plan
Start with Free, upgrade to Pro anytime
- 50 purchases per month
- 5 custom categories
- 3 months of history
- Dashboard & category distribution
- Trends & analytics
- Calendar view
- Unlimited purchases
- Unlimited categories
- Unlimited history
- Advanced trends & analytics
- Calendar view
- All future updates
30-day money-back guarantee
Start Tracking Your Spending
See what you spend and why, and keep more of what you earn.
Get Started for Free30-day money-back guarantee • No subscription required